People choose Private Medical Insurance, sometimes called PMI, for a variety of reasons. It could be that you’re starting a family and want the best care for your children. Or you just want to know that you’ll get quick access to healthcare when you need it. Alternatively, for those in later life, there’s the reassurance of speedy diagnosis, advanced treatments, as well as being given priority for knee and hip replacements. What’s more, you’ll get your own en-suite room during any recovery stay.
So, when’s the best time to compare your private healthcare options? Right now. Most medical plans exclude pre-existing conditions, which means you should consider the merits of private care when you’re healthy. And if you then need treatment for illness or injury, you’ll have the peace of mind of knowing that it’ll be available without the need to queue. There’s no obligation to take out a policy when you get a quote, but it’s always wise to know your options.